Insurance Windshield Claims: How $0 Replacement Works
Did you know a cracked windshield could be covered without you paying a dime out of pocket? Here's exactly how it works.
Free windshield replacement: $0 deductible with comprehensive coverage
If you carry comprehensive (full) coverage, windshield replacement is typically covered with a $0 deductible. That's why we can say "Your Windshield Replaced for FREE." The one requirement is that you carry qualifying comprehensive coverage.
Florida drivers: Florida law generally waives the comprehensive deductible for windshield replacement (Fla. Stat. § 627.7288). Arizona drivers: many Arizona policies offer optional full glass coverage. Either way, we confirm your exact coverage with your insurer on the call before anything is scheduled.
How it works, in 3 steps
Tell us about the damage
Call, text or book online with your vehicle info and insurance company. A photo helps.
We call your insurer with you
A quick three-way call, usually under 10 minutes, to confirm coverage and open the claim.
We install and bill insurance
We replace your glass at home or work, calibrate ADAS, and handle the claim with your insurer.
We work with all major insurance providers
Including GEICO, USAA and Bristol West. We handle Bristol West's photo inspection requirement for you. Don't see your insurer? We almost certainly work with them too. Just ask.
- GEICO
- USAA
- Bristol West
- + all major insurance providers
What to have ready
- Your insurance company name (and policy number if handy)
- Vehicle year, make and model (VIN is even better)
- When and how the damage happened
- A photo of the damage (optional, but it helps)
Insurance FAQ
Is windshield replacement really free with insurance?
FREE windshield replacement means a $0 deductible, and you must carry comprehensive (full) coverage. If your policy qualifies, most customers pay nothing out of pocket. We confirm it with your insurer before scheduling.
How does the insurance call work?
We call your insurance company together. You confirm your identity and policy, we give them the vehicle and damage details, and the claim is opened. It usually takes less than 10 minutes. After that, we handle the claim.
Which insurance companies do you work with?
We work with all major insurance providers, including GEICO, USAA and Bristol West.
My insurer is Bristol West and they want a photo inspection. Can you help?
Yes. We handle Bristol West photo inspections for you as part of the claim process.
Can I choose Trinity Auto Glass as my glass shop?
Yes. Tell your insurer you'd like Trinity Auto Glass to do the work. Support local and choose us as your preferred auto glass shop! We'll be on the call with you.
Will a glass claim raise my insurance rates?
That depends on your insurer and policy, so it's best to hear it straight from them. Ask during our call and you'll get the answer directly from your insurance company.
Is side or back glass free too?
Side and back glass damage is often covered under comprehensive, but your deductible may apply depending on your policy. We'll check with your insurer before scheduling.
What if I don't have comprehensive coverage?
Call or text us at (954) 998-8915. We'll talk through your options and be upfront about the cost before any work is scheduled.
Customers on our claims process
“The owner was exceptionally helpful to me. The claims process was quick and painless. My windshield was replaced the very next day, even with suboptimal weather. The technician was friendly, kind, and professional.”
“Alexa, the representative, was incredibly helpful and promptly contacted my insurance company, streamlining the entire process... efficiently replaced my windshield in just 30 minutes!”
“We just did the claim yesterday and my windshield was replaced this morning.”
Covered services
Windshield Replacement
Mobile windshield replacement at your home or work, typically $0 with qualifying comprehensive coverage.
Learn more →Side & Back Glass
Door glass, quarter glass and rear windshields replaced on site, with broken-glass cleanup.
Learn more →ADAS Calibration
On-site camera and sensor calibration after every windshield replacement.
Learn more →Window Tint
Mobile auto window tint for cars, SUVs and trucks. A paid service, not covered by insurance.
Learn more →Where we install
Mobile service in these Florida and Arizona cities:
Florida: Tampa Bay & South Florida
Arizona: Phoenix Metro
Chip or crack? We got your back!
Schedule today, see you tomorrow. Free windshield replacement: $0 deductible with qualifying comprehensive (full) coverage.